Buying a Home in Indianapolis, IN
Ready to buy? Here's what LifeStyle Realty can do for you.
Some lucky home seekers find the home of their dreams in the perfect neighborhood right away. For others, the process of evaluating and purchasing a new home can be time-consuming, stressful and tedious.
LifeStyle Realty is here to make sure your home-buying experience is a joy, not a headache. Consider us your partner in the process of searching, touring, evaluating, negotiating and financing your new home. Our real-estate agents have superior knowledge, experience and communication skills, to help you reach your goal of home ownership.
Whether you’re a first-time or experienced homebuyer, you will benefit from working with a LifeStyle agent. We will make your home search as smooth as possible for you by:
- Helping you determine how much home you can afford.
- Making a list of the key features and amenities you require in a home.
- Understanding the local market and current economic conditions.
- Showing you homes in your area that meet your needs and budget.
- Negotiating a fair price, and then presenting an offer to the seller.
- Guiding you to a lender who can provide competitive rates and reasonable fees.
- Working with inspection, title and closing companies to represent your best interests.
Building a New Home
There’s something special about building a brand-new home, where you get to appoint your home according to your style, down to the last tile style and carpet color. Your LifeStyle agent can guide you toward quality builders and available homesites on your side of town.
Top Tips for Homebuyers
Before you buy, consider these seven tips to ensure your experience is a success.
Tip 1: Do your homework.
Research the areas you’re considering, taking into account the local economy, available amenities (such as parks, shopping and entertainment), school quality and crime rates. As part of your homework, you should also educate yourself on the home-buying process so you’re no stranger to the steps you’re about to take.
Tip 2: Tap local resources.
Visit your local library, chamber of commerce and/or visitors’ bureau to gather more information about the area.
Tip 3: Talk, talk, talk.
You can learn a lot from people who live in the neighborhoods you’re considering. Ask owners and even renters what they like and dislike about the area. Drive through at different times of the day to get a feel for the neighborhood and its residents.
Tip 4: Know the market.
Ask your real-estate agent for a profile of the community you're interested in. Be sure to find out how long on average it takes a house to sell, because fast sales indicate strong demand from buyers.
Tip 5: Set priorities.
Most homebuyers don’t have the budget to get every single feature or amenity on their wish list. Determine what’s most important for you -- whether it's a big back yard, a basement or a garden tub -- before you begin your search.
Tip 6: Be prepared.
Check your credit report and score, and then close out unused accounts and pay off outstanding balances. These actions will have a big impact on your ability to qualify for a mortage.
Tip 7: Get professional help.
Turn to your LifeStyle Realty agent to assess home values in the neighborhoods you like, including present and future figures, and then help you focus on the home that’s right for you.